SENIOR MORTGAGE BROKER - NMLS: 1035504

Chris Cartwright

I help homebuyers make smarter mortgage decisions so they can move forward with confidence, not confusion.

Licensed in: CO, WA, CA, AZ, FL, TX

THREE POINT MORTGAGE LLC - NMLS: 2364254

70+ Lending Partners

<10 Days Clear to Close

100% Rate Transparency

70+ Lending Partners • <10 Days Clear to Close • 100% Rate Transparency •

ABOUT CHRIS

Smarter Mortgage Strategy for Confident Homebuying

My approach goes beyond quoting rates. I structure the right strategy for your goals, whether that means buying with less cash out of pocket, improving your monthly payment, leveraging equity, or creating a stronger offer in a competitive market.

From first-time buyers to move-up and relocation clients, I keep the process clear, proactive, and on track from first call to closing. If you want a lender who solves problems early, communicates like a pro, and makes a high-stakes decision feel easier, you’re in the right place.

First-Time Homebuyers FHA VA Jumbo Refinance Investment Properties Self-Employed Borrowers Relocation Buyers
DSCR Loans Non-QM Loans Move-Up Buyers Cash-Out Refinance

THE BROKERAGE

Your lender for life.

At Three Point Mortgage, we believe home financing should be a primary driver of your long-term wealth. Built on a foundation of financial analysis and radical transparency, we’ve re-engineered the lending experience to value your time as much as your capital. By leveraging a network of over 70 institutional investors, we ensure objective pricing and a high-speed path to ownership with an average clear to close in under 10 days. But our commitment doesn't end at the closing table. From complimentary tax appeals to exclusive investment insights, we serve as your strategic partner for life, ensuring your mortgage remains a high-performance asset long after you receive the keys.

Book your free consultation

Schedule a private consultation with Chris to analyze your financial goals and build a high-performance strategy tailored to your portfolio.