SENIOR MORTGAGE BROKER - NMLS: 1938446
Luke Kinsey
As a 5th generation Coloradan with 6 years of experience in mortgage lending, I’m passionate about helping clients make smart, confident mortgage decisions that support their long-term goals.
Licensed in: CO, TX, FL, CA, SD
THREE POINT MORTGAGE LLC - NMLS: 2364254
70+ Lending Partners
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<10 Days Clear to Close
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100% Rate Transparency
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70+ Lending Partners • <10 Days Clear to Close • 100% Rate Transparency •
ABOUT LUKE
Down-to-Earth Mortgage Guidance for Long-Term Confidence
I work with clients at every stage of homeownership, from first-time homebuyers to move-up buyers, refinance clients, and investors, always aiming to make the process feel clear, strategic, and tailored to each person’s situation.
I especially enjoy working with first-time homebuyers and newer investors, helping them think strategically about how to use their money and build for the future. My style is down-to-earth and low-pressure, and I believe the right loan should do more than get you to the closing table — it should help set you up well for the future.
My faith shapes the way I serve others, and outside of work you can usually find me hiking or camping with my dogs, Potato and Little Bear, or training for my next Hyrox race.
“My approach is different because I focus on helping clients make smart, long-term decisions, not just getting them to the closing table. I take a strategic, low-pressure, eduaction first approach and make sure people fully understand their options so they can feel confident in the path they choose. Whether someone is buying their first home, refinancing, or starting to invest, I want them to feel like they have a trusted advisor in their corner throughout the process.”
THE BROKERAGE
Your lender for life.
At Three Point Mortgage, we believe home financing should be a primary driver of your long-term wealth. Built on a foundation of financial analysis and radical transparency, we’ve re-engineered the lending experience to value your time as much as your capital. By leveraging a network of over 70 institutional investors, we ensure objective pricing and a high-speed path to ownership with an average clear to close in under 10 days. But our commitment doesn't end at the closing table. From complimentary tax appeals to exclusive investment insights, we serve as your strategic partner for life, ensuring your mortgage remains a high-performance asset long after you receive the keys.
Book your free consultation
Schedule a private consultation with Firstname to analyze your financial goals and build a high-performance strategy tailored to your portfolio.